Brunswick & Golden Isles of GA

Dynamic Speaker Jennifer Beckham in Brunswick, Georgia on March 18, 2010

Julie Chapman Realty Homes Brunswick Georgia — Tue, 09 Mar 2010 09:19:16 -0600

Divine Women of Strength & Golden Isles Fellowship of Christian Athletes Presents

Author of the new book "Get Over Yourself!"

Evangelist Jennifer Beckham

As mothers, daughters, friends, mentors, wives and sisters, it's time to dig deeper into the "self-issues" that keep us from experiencing the power, promise and presence of Christ in our everyday lives. It's time to roll up our sleeves to get beyond ourselves so we can start living out our true destiny and effecting positive change in the world around us!

Jennifer

http://www.jenniferbeckham.org

Thursday March 18^th 2010

6:30 p.m.

College Place United Methodist Church

3890 Altama Avenue

Brunswick, Georgia 31520

Join us for dinner, music, and be encouraged by a dynamic message of

Pain into Purpose. Misery into Ministry. Heartache into Heartbeat.

Tickets $15 Adults $10 Students

More info at http://www.divinewomenofstrength.com

or http://www.goldenislesfca.org

For tickets call 912-279-0807

Photos and logos used with permission

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Events - Saint Simons and Jekyll Island, Georgia - March 11th and 12th

Julie Chapman Realty Homes Brunswick Georgia — Mon, 08 Mar 2010 20:57:09 -0600

Photo Saint Simons Island, Georgia Light House

Date: Thursday, March 11

Event: Family Genealogical Research

Time: 4 p.m.

Description: Diane Jackson will instruct on researching family history using local resources and other free tools for research.

Location: A.W. Jones Heritage Center, 610 Beachview Drive, Saint Simons Island, Georgia

For more information call Coastal Georgia Historical Society at 912-638-4666.

Oak Lined Entrance to Jekyll Island Georgia's Historic District

Date: Friday, March 12 - 14

Event: Jekyll Island Georgia Arts Festival

Time: 9 a.m. - 5 p.m.

Location: Goodyear Cottage, Jekyll Island Historic District, Jekyll Island, Georgia

Description: Art show and sale of pottery, sculptures, pottery and fiber arts

For more information, call the Jekyll Island, Georgia Arts Association at 912-635-3920.

Jekyll Island Georgia Dunes and Beach

For more information on living in Brunswick and the Golden Isles of Georgia, email chapmanrealty@yahoo.com for a newcomers guide and area map.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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New home plan of the week in Brunswick and the Golden Isles of Georgia

Julie Chapman Realty Homes Brunswick Georgia — Sat, 27 Feb 2010 19:34:38 -0600

The new home plan of the week in Brunswick Georgia - by Overholt Homes. LLC.

Since 1969, Overholt Homes has been the builder to turn to for personalized service, attention to detail and flexibility. Overholt Homes possess all of these qualities and more, all of them important to the process of creating a house that you can proudly call home. Overholt Homes staff of highly qualified individuals all share one thing in common-the love of home building. It is this love that drives them towards perfection in all areas of construction. From the laying of the foundation to landscaping to putting the finishing accents on a home's interior, no detail is overlooked or glossed over. To ensure quality construction, the company offers a very hands-on company, with the builders involved physically with each and every home. Overholt Homes firmly believe in personalized service, and take care of their customers as individuals.

For more information on Overholt Homes or a newcomer's guide for Brunswick and the Golden Isles of Georgia, visit Chapman Realty's website at http://www.juliechapman.com/ or call Chapman Realty toll free at 1-877-221-0088.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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Thinking retirement - think income and property tax savings for retirees looking at Brunswick and the Golden Isles of Georgia

Julie Chapman Realty Homes Brunswick Georgia — Fri, 26 Feb 2010 17:45:30 -0600

Some really great savings for retirees considering to move to Brunswick and the Golden Isles of Georgia.

The State of Georgia's Income Division's Tax website offers the following information:

- Taxable Social Security and Railroad Retirement on the Federal return are exempt Georgia Income Tax.

- A retirement exclusion of $35,000 is allowed provided the taxpayer is 62 years of age or older, or the taxpayer is totally and permanently disabled. Retirement income under Georgia law is defined as interest, dividends, net rentals, capital gains, royalties, pensions, annuities in addition to the first $4000.00 of earned income. Earned income is income from a trade or business, wages, salaries, tips, or other compensation. Both spouses can qualify for the retirement exclusion but each much qualify separately. Even part-year residents and nonresidents can benefit from this exclusion. Part time residents and non-residents must prorate the retirement exclusion.

For more information on Georgia's State Taxes, visit the state of Georgia Income Tax division's website or call an accounting professional.

Property Tax Exclusions and Exemptions for Retirees - Brunswick and the Golden Isles of Georgia

The County Homestead Act (Senate Bill 468) allows residents of Brunswick, Saint Simons Island and Jekyll Island, Georgia over 65 years old to be exempt from as much as 75 percent of their property tax bill. The legislation allows retired individuals and couples with an income of $40,000 or less to be exemptoin from the portion of the property tax that goes to schools.

In addition to a homestead exemption in the amount of $10,000 of your assessed property value, a owner occupied home in Glynn County Georgia is entitled to apply for the second tier of the homestead exemption made available through the passage of legislation known as the Scarlett-Williams Act.

In 2000, this act was passed and named for its legislative sponsors. This second tier of the homestead exemption only applies if the property is your primary residence. As long as the owner does not sell, relocate or substantially remodel the property, the assessed value will be frozen. This legislation was designed to protect the residents from the many property value increases in Glynn County's due to recent years many increases in values.

This is a bit of security not everyone feels when they purchase a home. For more information and details on property taxes exemptions and exclusions, call Glynn County's Tax Assessor or visit http://www.glynncounty.org.

Just Remember......A Vacation can last a Lifetime.........for more information or a relocation package, call Chapman Realty at 1-877-221-0088 or visit Chapman Realty's website at http://www,.juliechapman.com.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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Spring Fling at the Communities at the Golden Isles in Brunswick, Georgia - March Events

Julie Chapman Realty Homes Brunswick Georgia — Thu, 25 Feb 2010 14:21:56 -0600

Chapman Realty, BER Properties, LLC and Overholt Homes, LLC are pleased to announce the Spring Fling at the Communities at the Golden Isles in Brunswick, Georgia. This March 6, 2010 Event is open to the public as well as the community homeowners.

Come out and enjoy lunch at our Spring Fling Open House Event in March at the Communities at the Golden Isles in Brunswick, Georgia. Have lunch and homemade desserts, view our homes, enter drawings for prizes and get to know more about Brunswick's Golden Isles Communities. For more information, email chapmanrealty@yahoo.com or call Julie Chapman at 912-280-0088.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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Top 7 Questions to Ask Before Buying Your New Home - Kitchen

Julie Chapman Realty Homes Brunswick Georgia — Mon, 22 Feb 2010 21:11:33 -0600

Penny is a consummate new home sales professional. Take the time to read her great post.

Via Stanton Homes - Penny Hull New Home Builders - Raleigh NC Area (Stanton Homes - New Homes in Raleigh NC and Surrounding Area):

Wondering how to save money in your new home?

Tips on What's Worth Upgrading - From a Custom Home Builder

Smart home building tips for the Kitchen

This questionnaire will help you determine where to spend your money in the kitchen as you build - and what you can do differently, later.

1. Where do you spend your time in the kitchen? Factor in ease-of-use and functionality.

2. Who hangs there with you? Do you need an island, breakfast bar, or conversation corner? Do the countertops need to incorporate extra width or arches, or will something simple do?

3. How important is the overall look and feel - layout, cabinets, countertops, flooring, lighting, cooking, sink capacity?

4. How much traffic flow through capability is necessary?

5. How much usage will the room get? Do you need the strength of granite, or will a laminate be sufficient?

6. What's a reasonable cabinetry package for your budget? Do you need a higher-end wood like cherry or exotics, or will a maple or oak package with lots of extra storage options be better for you?

7. Cooking for a crowd? Need two ovens, deep freeze, heavy duty dishwasher?

Some things are more costly than others to change later. Here's what to focus on:

Layout

The layout is extremely expensive to do all over again. Expanding the kitchen to gain more space involves major renovations that can cost three times more later than during initial construction.

Adding an island or moving major appliances

Another costly renovation; unless your kitchen has a lot of extra space, an island added later can actually reduce your ability to maneuver.

Deciding the oven would be better in another area means rewiring and restructuring, plus changes to cabinetry (which may not match the originals).

Major structural changes to a kitchen can be the most costly change in the house.

Adding windows

The ability to add windows or sky lights later can depend on the construction of your home. It's not always possible to put it where you want it, once the home has been completed, due to structural issues. This is one of the things you'll want to get right, the first time. Not sure? Talk to your builder about "preframing" a future window.

Adding lighting

If you're going to want a lot of lights in the ceiling, under the cabinets, or in special areas, this is something you'll pay a lot less for if you have it wired when the house is under construction. Doing it later can involve a lot more time and complexity.

However, you don't need to spend a lot of money up front on the latest designer lighting fixtures. If the prewire is in place, you can add many of the fixtures later.

Start simple, with basic lighting.

Putting in a bigger pantry

If you want a big, walk-in pantry, you're going to pay a whole lot less to start right out with that. Unless you're willing to knock out some walls and lose some space later in the adjoining family room, dining room or hallway, there's just no way to add another room in the middle of the house without a lot more work than you're going to want to adjust to.

Cabinets

If you decide on inexpensive cabinets, don't be under the mistaken impression they can be changed out easily later on.

The process can involve much more than the cupboards - including removal of countertops, flooring, trimwork and appliances. Ask your builder how to choose a quality cabinetry that you'll be happy with, without breaking the bank - and start with these tips:

Type of Wood - Consider oak or maple as an alternative to more expensive hickory or cherry choices. A well-made cabinet can be just as appealing in a variety of different species, at varying costs.

Glazes and Special Finishes - a glaze can add 15-35% or more to your total cabinetry package. Consider accent pieces as an alternative if you're on a tight budget. A pair of glass doors or a contrasting accent door hardware can spark up the decor at a lower cost.

Storage Solutions - Have your builder tell you whether that built-in recycle center or wine rack involves an extra charge. It may be just what you want - but find out what it's costing, just in case.

Countertops

The difference in cost can be huge depending on what kind of countertop you use. Recycled glass countertops may sound economical, but can cost three times as much as granite. Your builder can walk you through the choices, benefits and costs of every option out there, so you know just what you're getting - and paying.

Countertop questions to ask your builder:

What kind of countertops are best for each room?

What would it take to change countertops in a few years?

What are my best ways to save money on countertops?

Will a few changes in design save some money on countertops?

Flooring

Starting with a laminate floor won't break the budget later if you decide to go tile or hardwood. The floor is one of the easier things in the kitchen to change later - and many kinds of flooring can be done with some "do it yourself" skills.

Appliances

As long as you don't want two ovens instead of one, or a bigger appliance than what you're starting with, changing out appliances is not going to involve ripping apart the entire kitchen. But before you decide to start with the most economical brands available, determine other cost factors such as energy saving and estimated life cycle.

Ask your builder if you can supply your own appliances - then shop around for the very best pricing.

Keeping Upgrades in Line

Talk to your builder about your lifestyle, and let him help guide your choices, from layout through amenities. Ask your builder if they'll let you take a second look at all your choices before making a final decision - sometimes it's easier to decide when you can sit down with the price tag for each feature.

Room-by-room: Smart building choices that help you stay on budget.

Watch for upcoming articles - and learn what's smart to "upgrade" in your new home, while keeping your overall budget in line.

Kitchen

Bathroom

Master Suite

Bedrooms

Family Room

Entryway

Laundry Room

Garage

Exterior

Energy Savings



Finding Your New Home in the Raleigh Area

Stanton Homes makes it easy! We'll guide you through the entire process - select from thousands of different floor plans, and hundreds of different locations. New homes from the upper $100s to the $500s. Custom modifications available too!

Call 919-278-8070 or visit www.StantonHomes.com to find out more today.

Floorplans | Communities | Stanton Homes | Energy Wise | Contact Us

Military Discounts | Accessible Homes | Green Building | Newsletter

Browse New Home Communities, Lots, and Land available throughout the Triangle!

Alamance County New Homes | Apex New Homes | Carrboro New Homes | Cary New Homes | Chapel Hill New Homes | Clayton New Homes | Chatham County New Homes | Fuquay Varina New Homes | Holly Springs New Homes | Hillsborough New Homes | Raleigh New Homes | Wake Forest New Homes

Article copyright Stanton Homes 2010.   Provided for informational purposes only, no claims are made by Stanton Homes regarding the validity of any statements.   Stanton Homes is an NC New Homes Builder. Please note: all listing information per MLS, and current as of posting date. Information subject to change. Stanton Homes does not make claims to ownership of above lot listings, but can work with homebuyers to purchase lots and build. Home plans to be approved on an individual basis, subject to neighborhood restrictive covenants and lot restrictions. Ask for further information regarding any community, lot or floor plan.

Photos represent typical homes and details of each neighborhood, to help highlight different options available in the Raleigh/Triangle area. No claim of ownership is made to homes or land pictured.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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Speechless Sunday in Brunswick and the Golden Isles of Georgia

Julie Chapman Realty Homes Brunswick Georgia — Sun, 21 Feb 2010 21:34:29 -0600

For more information on homes in Brunswick and the Golden Isles of Georgia, visit Chapman Realty's website and visit The Golden Isles Blog for more information on lifestyle in Brunswick and the Golden Isles of Georgia. Email chapmanrealty@yahoo.com for a relocation package and local area map.

Via Conrad Unnerstall Associate Broker Homes Brunswick Georgia 912-280-0088 (Chapman Realty):

CNN Visit the Georgia Sea Turtle Center on Jekyll Island, Georgia

South Georgia by Jet Ski

225 Holes of Golf in Brunswick and the Golden Isles of Georgia

Family Fun in Brunswick and the Golden Isles of Georgia Part II

Family Fun in Brunswick and the Golden Isles of Georgia Part I

Come and Visit Brunswick, The Golden Isles of Georgia and Cumberland Island

Brunswick and the Golden Isles of Georgia Part IV Sea Island

Brunswick and the Golden Isles of Georgia Part III Little Saint Simons Island

Brunswick and the Golden Isles of Georgia Part II Jekyll Island

Brunswick and the Golden Isles of Georgia Part I Historic Brunswick

Coastal Georgia by Jet Ski Cumberland Island
Conrad J. Unnerstall, Jr., REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-571-6668 Cell
Web: http://www.juliechapman.com
eMail: conradster@mindspring.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

©2009 - Conrad J. Unnerstall, Jr., All Rights Reserved

All photos and written content were produced by Conrad J. Unnerstall, Jr. Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Conrad J. Unnerstall, Jr., REALTOR®, Chapman Realty, Brunswick Georgia.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

Ask about our Flat Fee MLS Listing Option.

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Speechless Sunday in Brunswick and the Golden Isles of Georgia

Julie Chapman Realty Homes Brunswick Georgia — Sun, 21 Feb 2010 08:47:08 -0600

CNN Visit the Georgia Sea Turtle Center on Jekyll Island, Georgia

South Georgia by Jet Ski

225 Holes of Golf in Brunswick and the Golden Isles of Georgia

Family Fun in Brunswick and the Golden Isles of Georgia Part II

Family Fun in Brunswick and the Golden Isles of Georgia Part I

Come and Visit Brunswick, The Golden Isles of Georgia and Cumberland Island

Brunswick and the Golden Isles of Georgia Part IV Sea Island

Brunswick and the Golden Isles of Georgia Part III Little Saint Simons Island

Brunswick and the Golden Isles of Georgia Part II Jekyll Island

Brunswick and the Golden Isles of Georgia Part I Historic Brunswick

Coastal Georgia by Jet Ski Cumberland Island

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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Foto Friday in Brunswick and the Golden Isles of Georgia

Julie Chapman Realty Homes Brunswick Georgia — Fri, 19 Feb 2010 19:40:11 -0600

Views in Brunswick, Georiga

75 and still looking great - The King and Prince Beach and Golf Resort on Saint Simons Island, Georiga

February Events on Jekyll Island, Georgia

225 Holes of Golf in Brunswick and the Golden Isles of Georgia - (Jekyll Island, Saint Simons Island, Sea Island)

Virtual Treasure Hunt sponsored by Jekyll Island, Georgia....anyone can win

Wesley Memorial Garden on Saint Simons Island, Georgia

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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Just turned 75 and looking great.....the historic King and Prince Beach and Golf Resort on Saint Simons Island, Georgia

Julie Chapman Realty Homes Brunswick Georgia — Sun, 14 Feb 2010 20:57:50 -0600

The King and Prince Beach & Golf Resort just turned 75 and is looking great. Rich in southern history and hospitality, the King and Prince Beach and Golf Resort is on the National Register of Historic Places and a member of Historic Hotels of America. This Mediterranean style hotel has been located on the beautiful coastal Georgia Barrier Island of Saint Simons since 1935. The King and Prince Beach and Golf Resort was originally opened as a private dance club by Frank Horn and Morgan Wynn. The original owners gave the hotel its name due to the regal atmosphere of the property.

Michael Johnson, General Manager of the King and Prince Beach and Golf Resort offers his views. "It is with great anticipation as we enter the second decade of the 21st Century that we look forward to Celebrating our 75th Anniversary. Over the past seven and half decades The King and Prince Beach & Golf Resort has provided true Southern Hospitality to thousands of guests and we look forward to continuing that tradition for the next 75 years and beyond".

The staff of the King and Prince Beach Resort welcomes you to come celebrate a Diamond Anniversary and experience the Resort's dramatic saga that introduces our Hotel's accommodations ~ oceanfront rooms, beach cottages, suites, villas, Cabana rooms and resort residences. Play or visit the award-winning King and Prince Golf Course, visit our Royal Treatment Cottage, savor the flavors of relaxed oceanfront dining and allow the staff to open doors of exceptional amenities that blend with first-class southern hospitality and service.

Some reviews of the King and Prince Beach and Golf Resort in TripAdvisor's Recent Headlines

"Love this historic hotel in a beautiful location"
"More than we could have expected"
"Everything about this resort is outstanding"
"Picture Perfect"
"Great Location, Great Room, Great Vacation"
"Best beach in St. Simons Island"

Drive times to the King and Prince Beach and Golf Resort on Saint Simons Island, Georgia
1 hour from Jacksonville, FL
1.5 hours from Savannah, GA
3 hours from Charleston, SC
4 hours from Orlando, FL
5 hours from Atlanta, GA
5 hours from Charlotte, NC

King and Prince Beach and Golf Resort is located at 201 Arnold Road on St. Simons Island, Georgia Reservations can be made at

Phone: 912-638-3631
Toll-Free: 800-342-0212
Fax: 912-638-7699
Email: reservations@kingandprince.com

Photos courtesy of King and Prince Resort on Saint Simons Island, Georgia

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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Events - Saint Simons Island, Georgia

Julie Chapman Realty Homes Brunswick Georgia — Fri, 12 Feb 2010 06:06:36 -0600

Events Saint Simons Island, Georgia

February 12 - 13

Date: Friday, February 12

Event: Book signing by Author R. Jenkins-Oliver

Time: 2 p.m.

Location: Saint Simons IslandPublic Library, 530 Beachview Drive, Saint Simons Island, Georgia

Call: 912-638-8234

Saint Simons Island Lighthouse

Date: Saturday, February 13

Event: 5 K beach Run/Walk with proceeds going to Haitian earthquake victims and organ donation awareness

Time: Registration: 12:30 p.m. - Run/Walk begins at 2 p.m.

Location: Old Coast Guard Station, East Beach,Saint Simons Island, Georgia

Call: 912-269-9661

Logan, our guide to the Golden Isles outside of the Saint Simons Island Library

Date: Saturday, February 13 and February 20

Event: Children 6 - 11 are invited to participate in the "Art with Heart" where they will create an art project while learning about printmaking

Time: 1 p.m. - 2 p.m.

Admission: $5.00

Location: Glynn Art Association, 319 Mallery Street, Saint Simons Island, Georgia

Call: 912-638-8770

Logan, our guide to The Golden Isles near the Saint Simons Island Pier

Date: Saturday, February 13

Event: The Golden Isles Council of the Navy League will sponsor a Car Show with Benefits going to the USO and American Cancer Society

Admission: $20.00

Location: Gascoigne Bluff, Saint Simons Island, Georgia

Time: 9 a.m. - 4 p.m.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

Ask about our Flat Fee MLS Listing Option.

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Jekyll Island Georgia Events - February 2010

Julie Chapman Realty Homes Brunswick Georgia — Sun, 07 Feb 2010 10:07:45 -0600

Island Treasures
January 1 - February 28
Find beautiful hand-made glass globes on the beach at Jekyll Island(shown below) or search the website online for a virtual search - everyone can play.

GSTC Teacher Open House
February 5
Teachers are invited to enjoy a free a FREE night at the Georgia Sea Turtle Center on Jekyll Island.

The Jekyll Island Georgia Sweetheart Ball
February 13
The Jekyll Island Georgia Sweetheart Ball with the Jekyll Island Big Band at the Jekyll Island Convention Center's "A" Hall "Aquarama Ballroom" with Terrazzo Dance Floor

Tidelands Art Sale
February 14
Purchase a very special Valentine's Day gift from a selection of unique gifts from a variety of local and regional artists.

Friends of Historic Jekyll Island Silent Auction
February 28
Come and support the restoration of Jekyll Island Georgia's 240 Acre Historic District and enjoy the chance to participate in a silent auction to raise funds for historic restoration on Jekyll Island Georgia

Jekyll Island Club Hotel in Jekyll Island Georgia's 240 Acre Historic District

Jekyll Island Information printed with permission of Jekyll Island

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

Ask about our Flat Fee MLS Listing Option.

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Events in Brunswick and the Golden Isles of Georgia - Carolina Shag Lessons

Julie Chapman Realty Homes Brunswick Georgia — Wed, 03 Feb 2010 18:10:59 -0600

Events in Brunswick and the Golden Isles of Georgia - Carolina Shag Lessons

February 4, 2010

Time: 7:30 p.m.

Come join the fun. Carolina Shag Lessons will be given on Thursday February, 4, 2010 at the YWCA located at 144 Scranton Connector, Brunswick, Georgia.

Singles and couples welcome - no partner needed.

Cost to attend is $40 per person.

Additional classes will be offered in May, July and October of 2010.

For information about learning Carolina Shag in Brunswick and the Golden Isles of Georgia and details call 912-267-9077 or 912-222-1935.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

Ask about our Flat Fee MLS Listing Option.

Click here for RSS Feed of this blog

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Extended and Expanded Tax Credit Expires 4/30/10

Julie Chapman Realty Homes Brunswick Georgia — Fri, 05 Feb 2010 06:48:07 -0600

Thank you Teresa and Lee for this great summary and reminder of deadline for tax credits.

Via Teresa & Lee Fowler (Fowler Advantage Keller Williams Preferred Realty):

For prospective homebuyers who are on the fence about making a home purchase, the next few months represent a countdown of sorts as huge tax credits are about to expire. Here are important details for you to know:

Tax Credit for First-Time Homebuyers (FTHBs)
FTHBs (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000. Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

Tax Credit for Current Homeowners
The tax credit program now gives those who already own a residence some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years. Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

What Are the New Deadlines?
In order to qualify for the credit, all contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010. Those in the military do have some special extensions on the timelines available.

What's So Great About a "Tax Credit"?
The benefit of a tax credit is that it's a dollar-for-dollar benefit, rather than a "tax deduction", or reduction in a tax liability that would only save you $1,000 to $1,500 when all was said and done. So, if a first-time homebuyer who qualified for the entire benefit were to owe $8,000 in income taxes and would qualify for a tax credit of $8,000, she/he would owe nothing.

Better still, the tax credit is refundable, which means the homebuyer can receive a check for the credit if he or she has little or no income tax liability. For example, if a first-time homebuyer is eligible for a tax credit of $8,000 but is liable for $4,000 in income tax, she/he can still receive a check for the remaining $4,000!

Higher Income Caps
The amount of income someone can earn and qualify for the full amount of the credit has been increased. Single tax filers who earn up to $125,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, single filers who earn $145,000 and above are ineligible. Joint filers who earn up to $225,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, joint filers who earn $245,000 and above are ineligible.

Maximum Purchase Price
Qualifying buyers may purchase a property with a maximum sales price of $800,000.

It's also important to note another upcoming deadline as the Federal Reserve winds down a program that has been keeping home loan rates artificially low. The fact is that the lowest rates of 2009 were driven down to their attractive levels because of the Fed's Mortgage Backed Securities (MBS) purchase program, which the Fed once again emphasized in its January 27, 2010 Rate and Policy Statement will end on March 31, 2010. As the Fed's program winds down and ends, rates could rise over time since MBS will have less support from the Fed.

If you have any questions regarding the tax credit, pick up the phone and call us. We are here to help you take advantage of one of the greatest opportunities homebuyers may ever have.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

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Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

Ask about our Flat Fee MLS Listing Option.

Click here for RSS Feed of this blog

Or Become a Fan of Coastal Georgia Real Estate on Facebook