Brunswick & Golden Isles of GA

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Jekyll Island Georgia Events - February 2010

 
Island Treasures
January 1 - February 28
Find beautiful hand-made glass globes on the beach at Jekyll Island(shown below) or search the website online for a virtual search - everyone can play. 
 jekyll island ga beach - island treasures jekyll island ga
   
GSTC Teacher Open House
February 5
Teachers are invited to enjoy a free a FREE night at the Georgia Sea Turtle Center on Jekyll Island
 

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The Jekyll Island Georgia Sweetheart Ball
February 13
The Jekyll Island Georgia Sweetheart Ball with the Jekyll Island Big Band at the Jekyll Island Convention Center's "A" Hall "Aquarama Ballroom" with Terrazzo Dance Floor 

 
 

Jekyll Island Big Band - Events Jekyll Island Georgia

 

 

 
Tidelands Art Sale
February 14
Purchase a very special Valentine's Day gift from a selection of unique gifts from a variety of local and regional artists.
 
 
 
Friends of Historic Jekyll Island Silent Auction
February 28
Come and support the restoration of Jekyll Island Georgia's 240 Acre Historic District and enjoy the chance to participate in a silent auction to raise funds for historic restoration on Jekyll Island Georgia
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Jekyll Island Club Hotel in Jekyll Island Georgia's 240 Acre Historic District

Jekyll Island Information printed with permission of Jekyll Island

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

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©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Extended and Expanded Tax Credit Expires 4/30/10

Thank you Teresa and Lee for this great summary and reminder of deadline for tax credits. 

Via Teresa & Lee Fowler (Fowler Advantage Keller Williams Preferred Realty):

For prospective homebuyers who are on the fence about making a home purchase, the next few months represent a countdown of sorts as huge tax credits are about to expire. Here are important details for you to know:

Tax Credit for First-Time Homebuyers (FTHBs)
FTHBs (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000. Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

Tax Credit for Current Homeowners
The tax credit program now gives those who already own a residence some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years. Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

What Are the New Deadlines?
In order to qualify for the credit, all contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010. Those in the military do have some special extensions on the timelines available.

What's So Great About a "Tax Credit"?
The benefit of a tax credit is that it's a dollar-for-dollar benefit, rather than a "tax deduction", or reduction in a tax liability that would only save you $1,000 to $1,500 when all was said and done. So, if a first-time homebuyer who qualified for the entire benefit were to owe $8,000 in income taxes and would qualify for a tax credit of $8,000, she/he would owe nothing.

Better still, the tax credit is refundable, which means the homebuyer can receive a check for the credit if he or she has little or no income tax liability. For example, if a first-time homebuyer is eligible for a tax credit of $8,000 but is liable for $4,000 in income tax, she/he can still receive a check for the remaining $4,000!

Higher Income Caps
The amount of income someone can earn and qualify for the full amount of the credit has been increased. Single tax filers who earn up to $125,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, single filers who earn $145,000 and above are ineligible. Joint filers who earn up to $225,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, joint filers who earn $245,000 and above are ineligible.

Maximum Purchase Price
Qualifying buyers may purchase a property with a maximum sales price of $800,000.

It's also important to note another upcoming deadline as the Federal Reserve winds down a program that has been keeping home loan rates artificially low. The fact is that the lowest rates of 2009 were driven down to their attractive levels because of the Fed's Mortgage Backed Securities (MBS) purchase program, which the Fed once again emphasized in its January 27, 2010 Rate and Policy Statement will end on March 31, 2010. As the Fed's program winds down and ends, rates could rise over time since MBS will have less support from the Fed.

If you have any questions regarding the tax credit, pick up the phone and call us. We are here to help you take advantage of one of the greatest opportunities homebuyers may ever have.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Wordless Wednesday in Brunswick and the Golden Isles of Georgia - Saint Simons Island Georgia

 

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 Saint Simons Island, Georgia playground with Saint Simons Island Georgia Lighthouse in background

225 Holes of Golf in Brunswick and the Golden Isles of Georgia - (Jekyll Island, Saint Simons Island, Sea Island)

Virtual Treasure Hunt sponsored by Jekyll Island, Georgia....anyone can win

Wesley Memorial Garden on Saint Simons Island, Georgia

Recycle your old computers and monitors on Saint Simons Island on January 16, 2010

Learn the Carolina Shag in Brunswick and the Golden Isles of Georgia

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Events in Brunswick and the Golden Isles of Georgia - Carolina Shag Lessons

Events in Brunswick and the Golden Isles of Georgia - Carolina Shag Lessons

February 4, 2010

Time:  7:30 p.m.

 

Come join the fun.  Carolina Shag Lessons will be given on Thursday February, 4, 2010 at the YWCA located at 144 Scranton Connector, Brunswick, Georgia

Singles and couples welcome - no partner needed.

Cost to attend is $40 per person.

Additional classes will be offered in May, July and October of 2010. 

For information about learning Carolina Shag in Brunswick and the Golden Isles of Georgia and details call 912-267-9077 or 912-222-1935.

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Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Speechless Sunday in Brunswick and the Golden Isles of Georgia

 

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Jekyll Island Georgia's 240 Acre Historic District

225 Holes of Golf in Brunswick and the Golden Isles of Georgia - (Jekyll Island, Saint Simons Island, Sea Island)

Virtual Treasure Hunt sponsored by Jekyll Island, Georgia....anyone can win

Wesley Memorial Garden on Saint Simons Island, Georgia

The Georgia Sea Turtle Center on Jekyll Island, Georgia

Local Author Pam Mueller speaks on her book "Splendid Isolation" at Saint Simons Island Elementary School on February 2 at 9 p.m.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Local Author Pam Mueller speaks on her newest book "Splendid Isolation" Tuesday, February 2 on Saint Simons Island

 

Date:  Tuesday, February 2, 2010

Time:  7 p.m.

Location:  Cafeteria of the Saint Simons Island Elementary School, 805 Ocean Boulevard, Saint Simons Island, Georgia

Event:  Author Pam Mueller speaks about "Splendid Isolation: The Jekyll Island Millionaires' Club 1888-1942"  

Event is free to the public and sponsored by the Saint Simons Island Archeology Club.

 

For more information on Brunswick, Saint Simons or Jekyll Island, Georgia, call Chapman Realty toll free at 1-877-221-0088 to request a newcomer's guide, maps and other information on vacationing or living in Brunswick and the Golden Isles of Georgia. 

Jekyll Island Club Hotel - formerly the Jekyll Island Millionare's Club

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Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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What is a Short Sale?

Tara gives a great lesson on short sales. 

Via Tara Camp (Keller Williams Western Realty):

What is a Short Sale?  A short sale means that the seller’s lender is accepting a discounted amount to release the  excising mortgage.  When dealing with a short sale, you are dealing with the Seller and the Lender. Both parties have to accept the offer.

Short sales don’t always mean that the seller has defaulted on the loan.  As property values have declined, some houses are agreed to be sold as short sales because the value has dropped.  The owners are over-encumbered, and owe more than the home is worth.  So a bank’s “discounted” price, may bring the home’s value in line with what the current market value is- and not less. That ‘s why sometimes we see short sales and expect them to be a lot lower than the rest of the homes on the market - but a lot of times they are not. 

If you have found a wonderful short sale property that you simply MUST have,  call your agent and get a list of comparable sales.  Make sure you are aware of  the prices of  PENDING sales as well.  Short sales take an average of 2-3 months to close, and your pending sales market research, will become your comparable sales at time of closing.

Some short sales are priced very low and receive multiple offers.  Price your offer closer to market value.

Make sure the property you want to purchase is represented by an agent that is savvy in short sale process.  Your buyers agent cannot talk to the bank.  The negotiation goes on between the sellers agent and the lender -not your agent and the lender.

Find out if the listing agent has received all of the qualifying paperwork; Sellers’ hardship letter, Tax returns, W-2’s payroll stubs and financial statements.  These questions and preparations will help the process go a lot more quickly, and help you get into the house you want.

by Rachael Maddalena -Tara Camp Real Estate

 

Check out the inside of this Upside down house at Lemon Drop.com

 "Die Welt Steht Kopf" (or "The World Stands on Its Head"),just opened as a tourist attraction on a German island.

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Events at The College of Coastal Georgia in Brunswick, Georgia

Events at The College of Ccoastal Georgia in Brunswick, Georgia

Date:  Tuesday, January 26th 

Time: 12:15 p.m.

Event: in the play THINKFAST, the interactive, high tech, video trivia game. Someone is winning $400.00!! You can play in teams or as a solo players. Free Pizza for the first 50 students. Bring your friends for fun and you might learn something along the way.

Location:  SAC at Brunswick, Georgia Campus

 

Date:  Tuesday, January 26th 

Time:   12:15 p.m.

Event:  Dr. Don Mathews presents in the Coastal Scholars Lecture program. Free and  open to all students! If you have not had a chance to hear Dr. Matthews speak, I personally recommend making this event.  Dr. Matthews will keep you well informed while being well entertained. 

Location:  Science Lecture Room at The College of Coastal Georgia Brunswick, Georgia Campus

 

Date:  Wednesday, January 27th,

Time:  7:30 p.m.

Event:  Home basketball vs. Middle Georgia College. Home games are free to students with your validated CCGA ID card.

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Photo courtesy of The College of Coastal Georgia

 

Event:  Intramural Volleyball sign up for the February is on! Contact Andrew Smith at  asmith@ccga.edu for sign up and details - The College of Coastal Georgia - Brunswick Georgia campus

 

Visit The College of Coastal Georgia's website for more information on admissions and more. 

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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Events Brunswick and Saint Simons Island, Georgia



Date:  Wednesday, January 27, 2010

Event:  Kappa Alpha Theta Founder's Day Luncheon

Description:  Lunch celebrating this women's fraternal organization 140th year

Location:  4th of May Café, 1618 Newcastle Street, Brunswick, Georgia

Time:  12:00 pm Luncheon

For more information and reservations call 912-638-2913

 

 

Date:  Thursday, January 28, 2010 and Friday, January 29, 2010

Event:  Health and Candle Fair

Description: Sale of hand crafted fragranced soy candles, sale crystals; aromatherapy and message products (designed to encourage relaxation and reduced stress).

Location:  Sponsored by and located at the Southeast Georgia Health System Brunswick Campus Auxiliary, 2415 Parkwood Drive, Brunswick, Georgia

Time:  7 am to 5 p.m. Thursday

           7 a.m. to 3 p.m. Friday

For more information call 912-466-1071

 

Date:  Thursday, January 28, 2010

Event:  Have lunch with Author Michelle Johnson and listen to her lecture about the descendants of "Sapelo Island's Hog Hammock" and hear historian Buddy Sullivan talk about Sapelo Island, Georgia

Location:  Saint Simons Island Library, 530 Beachview Drive, Saint Simons Island, Georgia, Room 108

Time: 1 p.m.

For more information and details call 912-638-8234

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Outside the Saint Simons Island Library on Saint Simons Island, Georgia with our guide, Logan

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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The Georgia Sea Turtle Center on Jekyll Island, Georgia

The Georgia Sea Turtle Center designed for sea turtle rehabilitation, research and education on sea turtles opened in June 2007 on Jekyll Island, Georgia

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The Center is very much like an emergency room and rehabilitation center for injured and sick turtles in addition to scientific research. You get to see the various patients that are in rehabilitation at the Sea Turtle Center on Jekyll Island, Georgia and find out about their injuries and illnesses. 

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Freshwater turtles (like you find in ponds or in pet stores) have flat feet and webbed toes for swimming while a sea turtle's feet are flippers used for swimming.  A freshwater turtle can move its neck into an S shape to put its head inside its shell while a sea turtle cannot.

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One of the things you learn at the Georgia Sea Turtle Center on Jekyll Island, Georgia is the development of sea turtles from eggs all the way through adulthood.  Sea turtles dig in the sand and bury their eggs.  Several months later, the baby turtles crack out of the shell and stays hidden in the sand for several nights until all of the turtles are out of their shells.  About 100 turtles start digging for the surface and emerge in the dark on the beach and race toward the sea.  Many become victims to seabirds, crabs and other predators.  Sometimes they head in the wrong direction toward the lights buildings behind dunes because they think they are headed into the light of the ocean's horizon. During certain times of the year, you can see the hatchings on beach walks sponsored by the Georgia Sea Turtle Center.  Open daily from 10 - 6, visit the Georgia Sea Turtle Center on Jekyll Island, Georgia. 

Julie E. Chapman, REALTOR®, Broker
Chapman Realty
Brunswick, Georgia 31520
912-280-0088 Office
912-270-6767 Cell
Web: http://www.juliechapman.com
eMail: chapmanrealty@yahoo.com

Coastal Georgia Living and Events - The Golden Isles Blog

Coastal Georgia Homes - Chapman Realty

homes brunswick ga - real estate brunswick ga

 

©2009 - Julie Chapman, All Rights Reserved


All photos and written content were produced by Julie Chapman Copyright 2009 - All Rights Reserved. This content may not be reproduced or reprinted, except for Active Rain Re-blogging, without express written permission of Julie Chapman, REALTOR®, Chapman Realty, Brunswick Georgia.

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